Compare Mortgage Deals | Best Mortgage Rates in UK

Compare, filter, and sort the latest mortgage interest rates from over 90 lenders, including exclusive L&C deals. Receive our deal of the week straight to your inbox.

Understanding Mortgage Comparisons

Choosing the right mortgage can be challenging. Deals may seem appealing due to low initial rates, but it's important to also consider any associated fees. We recommend using the annual cost to identify the best value mortgage for your needs.

How We Calculate Annual Cost

The annual cost calculation helps compare mortgages by factoring in both fees and interest rates. It applies only to the initial deal, as switching after this period may help save more money.

Factors Influencing Your Borrowing Capacity

Your borrowing limit depends on various factors, notably the lender. Each lender applies different criteria.

"As brokers who placed mortgages with 59 different lenders last year, we are well-equipped to match the right lender to your borrowing requirements."

Sometimes, it's possible to borrow more than what our website calculator shows—this is where our expertise can benefit you.

Summary

Evaluating mortgage deals using annual cost and lender criteria ensures you find the best fit, with expert guidance helping to optimize your borrowing potential.

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L&C Mortgages — 2025-10-31